Best Credit Cards for Restaurants to Bring on Vacation

Current welcome bonus: Earn a $300 cash bonus after spending $3,000 on purchases within you first three months of account opening.

If you want rewards for free, this card is for you. With no annual fee, the Altitude Go is a costless card with generous points earning rates. However, its points can’t be transferred to airline or hotel programs; you can only redeem at a rate of one cent per point for things like gift cards, statement credits, or cash deposited into your US Bank account.

What you’ll get at the restaurant: You get four points for every dollar you spend at a restaurant—whether dining in or getting delivery—in the US or elsewhere. Plus, there’s no annual cap to how much you can accrue.

Other perks: Additionally, you earn two points per dollar spent on grocery stores, popular streaming services, gas stations, and even charging stations for electric vehicles. Earn one point per dollar on all other eligible purchases.

Foreign transaction fees: none

Current welcome bonus: Earn 20,000 bonus points if you spend $1,000 in the first 90 days of account opening.

Michelin-starred meals are at your fingertips if you carry this elite card. Platinum Card holders get Resy Global Dining Access, which offers exclusive tables to book in restaurants across the US and beyond, as well as early access to celeb chef dinners, virtual cooking classes, and more (enrollment required, terms apply). Don’t forget AmEx’s famous concierge service, which can help you book the hottest tables in the world with just a phone call, too. The annual fee of $695 is steep (see rates and fees), but if you’re serious about global gastronomic experiences, the benefits—dining-related and not—can outweigh that cost.

What you’ll get at the restaurant: This card is really about the access you get. It only nets you one point per dollar spent on dining, but you can always use a more rewarding card once you’ve secured that window-side table and the sunset view.

Other perks: The AmEx Platinum is one of the best credit cards for travel for a reason. It earns five points per dollar spent on hotels and airfare booked through AmEx’s travel portal, and on airfare booked directly with airlines. It also gets you TSA PreCheck/Global Entry and CLEAR for free, as well as loads of annual credits like $200 to spend on hotels, $200 on airline incidentals, $240 on digital subscriptions, $200 on Uber and UberEats, and more (enrollment required, terms apply).

Foreign transaction fees: none

Current welcome offer: Earn 100,000 points after you spend $6,000 on purchases within six months of account opening.

For the days when you’d rather have your meal come to you, there’s the Chase Sapphire Preferred. It currently comes with complimentary DashPass membership with DoorDash, which gets you free deliveries on eligible take-out orders and lower service fees on the app. (You must enroll for this benefit by March 31.) Plus, the card has a reasonable annual fee of $95.

What you’ll get at the restaurant: Chase recently improved this card’s earning rate on dining: It now gets you three points per dollar spent on dining out worldwide with no accrual caps.

Other perks: You also get three points per dollar on groceries purchased online and select streaming services, and two points per dollar on regular travel spending; and five points per dollar spent on travel purchases through the Chase Ultimate Rewards portal (plus a $50 annual hotel credit). All other eligible purchases earn one point per dollar.


Leave a Comment

Your email address will not be published.